Construction is still seeing the highest number of insolvencies in the UK, and it’s not always down to a lack of work. With rising costs, stretched payment terms and pressure across multiple projects, cash flow is becoming harder to manage. Here’s what’s really driving the trend and how businesses are staying ahead of it.
Q4 is here. It’s busy, unpredictable, and somehow everything happens at once.
For a lot of businesses, this is the make-or-break part of the year – especially if Christmas is your peak season.
Late invoices hold back growth, put pressure on payroll, and create unnecessary stress. Here’s why they’re so damaging – and how SMEs can fight back.
We’re now proud NACFB members – giving you access to trusted lenders, expert advice, and finance solutions that put your business first.
Business finance isn’t just for when things go wrong. Many growing businesses use funding early to support cashflow and invest with confidence. This blog explores why finance works best when it’s planned, practical, and aligned with how your business grows – not taken in a rush.
Preparing for a busy period? If you need extra stock, staff, or support, here’s a look at the business finance options that can help.
With National Insurance rates rising this April, many UK businesses are facing increased costs. From higher employer contributions to lower thresholds, these changes could hit your bottom line. But there are ways to stay ahead – here’s how you can adapt and keep your business on track.
Struggling with cash flow due to slow-paying clients? Invoice finance could be the solution your business needs. This guide explores how invoice finance works, its benefits, and how it can help you maintain steady operations while helping you grow.
If managing debt is becoming a challenge for your business, refinancing could be a game-changer. In this guide, we break down how restructuring your debt can lower your monthly payments, free up cash flow, and give you some breathing room. Find out if now’s the right time to consider refinancing.
Growing a business is tough, especially when money’s tight. At OnSite Finance, we get it. That’s why we offer flexible business finance options designed to help SMEs like yours unlock the funds you need to keep moving forward. Whether you’re juggling cash flow issues, dealing with debt, or ready to seize a growth opportunity, we’ve got the tools to help you succeed. From asset finance to short-term loans, we’ll work with you to find the right solution for your business.
On-Site Finance Limited, registered at Trafalgar House, 223 Southampton Road, Portsmouth PO6 4PY. Company Register number is 13160088. ICO registration ZA885994 and you can check via www.ico.org.uk. On-Site Finance is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
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